VISION STATEMENT
To be a leading National Microfinance Bank that offers a premium financial banking services in Nigeria.
MISSION STATEMENT
To be a bank that glorifies God by empowering people to overcome poverty and imbibe good banking habits.
CORE VALUES
Professionalism (Col. 4:14)
Integrity (Neh. 7:2)
Excellence (Tit. 3:8)
Team work (1Cor. 1:10)
About us
Historically, SIM/ECWA started in Nigeria through Kent, Bingham and Gowans. To immortalize the names of these great men of God, the Academy at Miango and our University were named after Kent and Bingham. Today the Bank has been birthed and is now named after Gowans and the long awaited dream came to fruition.
A few things we’re great at
Key Features
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Aliquam Facilisis
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Elementum Nibh
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Platea Tempus
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Dignissim Vulputate
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Vivamus Sapien
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Blandit Maximus
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The Secret of Success
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Measure your progress
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Loan Application Letter.
Letter of comfort from DCC/Headquarters Guaranteeing the facility.
Duly completed application form
Cash flow analysis/unaudited accounts for current year
Board resolution to borrow.
Collateral/Guarantee to back loan. (where necessary)
Domiciliation of original documents (where necessary)
2 guarantors who must be: ECWA Trustees, DCC delegates, Church Elders, Board members etc with signed postdated cheques, passport photo and ID card.
Cash flow projection for 6 or 12 months.
Statement of accounts from other banks
Picture photograph of the project (current level)
Tenor: between 12-24 months
Interest rate: 2.5% monthly
Other Conditions:
Fees: 1% management fee, 1% processing fee, 1% Legal fee and N5, 000 cost of loan form
Hand written loan application
Fully filled loan application form
Letter of undertaking from employer
Employee status enquiry form
Tenor: Between 1-6 months
Interest rate: 3% monthly
Other Conditions:
Fees: 1% management fee, 1% processing fee, 1% Legal fee and N1, 000 cost of loan form.
Repayment plan shall not be more than 50% of net salary except otherwise approved by Mgt.
For amounts less than N500,000 application shall be on line (Go cred direct)
Salary advance is 1 month and strictly applied on line.
Hand written loan application
Fully filled loan application form
Fully filled guarantor’s form with signed blank cheque, I.D card and passport photo of guarantor.
Business sales record.
Consent to sell form.
Tenor: between 3-6 months
Interest rate: 3% monthly
Other Conditions:
Fees: 1% management fee, 1% processing fee, 1% Legal fee and N1, 000 cost of loan form.
Interest is paid upfront.
Compulsory savings applies.
Micro insurance shall be done (1% of loan amount)
Hand written loan application
Fully filled loan application form
Fully filled guarantor’s form with signed blank cheque, ID card and passport photo of guarantor.
Business sales record
Collateral (for more than N500,000)
Audited/unaudited accounts
Statements of accounts from other banks
Cash-flow projection.
Certificate of incorporation.
Board resolution to borrow (where applicable)
Tenor: between 3-6 months
Interest rate: 3% monthly
Other Conditions:
Fees: 1% management fee, 1% processing fee, 1% Legal fee and N5, 000 cost of loan form.
Compulsory savings applies.
Insurance shall be done (Fire and special peril, burglary etc)
Portfolio
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Mobile Banking
Internet Banking
EduFinance
Agric Finance
Poultry Finance
Keke Empowerment
Testimonials
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John D.
Marketing Coordinator
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Alex R.
Research Supervisor
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Emily K.
Sales Representative
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Michelle S.
Financial Advisor
Got questions or ideas? Let’s chat!
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Meet the Team
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Samantha Miller
Marketing Coordinator
Emily Rodriguez
Graphic Designer
Marcus Thompson
Financial Analyst
Alicia Chen
Software Engineer
Explore Our Blog for Inspiration and Expertise
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Gowans Microfinance Bank Limited
A Microfinance Bank Established by ECWA for the Purposes[…]
Where Your Business Matters & Ideas Flow
Nothing ventured, nothing gained. Your business our concern. Connecting people touching lives…
Phone
+234 7031537451 / +234 073 420 6595
Email Address
info@gowansmfb.com / gowansmfbank@gmail.com
Office Address
No. 1 Noad Road Behind CBN Parking Lot Jos, Plateau State Nigeria.